What it is
From a home or vehicle to education, renewable energy and business expansion, finance should support progress rather than work against it.
For you and your family
Credit & Finance
Finance the next move without losing sight of the whole plan.
From a home or vehicle to education, renewable energy and business expansion, finance should support progress rather than work against it.
About this service
Understand what the service offers and how it can help you.
Who it is for
Individuals, families and business owners planning a considered purchase, project or expansion.
How Stratum offers it
Stratum helps you frame the need, understand affordability and coordinate an application with an appropriate authorised lending partner.
The benefits
This service can support the outcomes that matter to you.
Buy or improve a home
Fund education
Finance vehicles and assets
Unlock responsible business growth
Your experience
We guide you through a clear and connected process.
Frame the need
We connect the borrowing decision to your wider cash flow and goals.
Assess
Affordability, structure, term and security are considered before an application.
Connect
A suitable authorised lending partner assesses and provides the facility.
Keep aligned
The finance remains visible within your broader Stratum relationship.
What we can bring together
We coordinate the specialist capabilities your plan requires.
Personal finance
Home and property finance
Vehicle and asset finance
Education finance
Renewable-energy finance
Working capital and expansion finance
For Stratum Private Clients
Your service, connected through
one relationship.
This service is offered to Stratum Private Clients as part of a coordinated relationship. The Stratum Private Clients App is intended to bring your request, financial position, relevant provider information and ongoing support into one clear view.
All finance is subject to affordability, credit assessment, security where applicable, provider terms and final approval by an authorised credit provider.
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Ownership-linked finance
Create a responsible path from participation to ownership.