Banking and credit
Any banking, payment or lending product is provided and approved by the relevant authorised institution or credit provider.
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Institutional disclosures
Regulatory Information
The Stratum proposition is coordinated without blurring regulated responsibility.
Stratum owns the private client proposition and ecosystem experience. Regulated products, professional advice and specialist services are supplied by the appropriately authorised or qualified providers responsible for them.
The offering
Investment and retirement
Investment products, custody, administration and retirement solutions are provided by the relevant authorised institutions and specialists.
Insurance and health
Insurance is issued by authorised insurers; medical scheme benefits and health products are supplied by registered schemes and authorised providers.
Professional services
Legal, tax, actuarial and fiduciary work is performed by the qualified specialist appointed for that mandate.
Stratum Private Clients App
Responsibility should be clear inside every App experience.
The Stratum Private Clients App is intended to identify the provider, applicable documents and support path associated with each service.
All offerings remain subject to applicable law, provider terms, eligibility, risk and final documentation.
Explore the App experience