Investments
Put every rand to work with purpose.
A considered investment service shaped around what you are building, when you will need it and how much uncertainty you can comfortably carry.
Build long-term wealth
Create offshore resilience
All service categories
For you and your family
A coordinated set of services for the financial decisions that shape everyday life—from investing and finance to protection, retirement, health and rewards.
Services in this category
Choose the service that fits what you need.
Each page explains the service, who it is for, how Stratum coordinates it and the benefits it can provide.
Learn about investments
Credit & Finance
Finance the next move without losing sight of the whole plan.
From a home or vehicle to education, renewable energy and business expansion, finance should support progress rather than work against it.
Buy or improve a home
Fund education
Insurance
Protect the life behind the balance sheet.
Protection planning starts with the people, income, home and ambitions that matter to you—not with a list of policies.
Protect family income
Preserve a home and lifestyle
Retirement
Turn years of work into lasting independence.
Retirement planning is a transition from earning to living with confidence. We connect today’s saving decisions to the life you want later.
Know what enough looks like
Preserve accumulated savings
Health
Protect your health as deliberately as your wealth.
Healthcare choices can be difficult to compare. We help you connect cover, affordability, family needs and wellbeing in a clear, separate health relationship.
Choose cover with context
Protect against shortfalls
Rewards
Make better financial behaviour feel worthwhile now.
Long-term progress is built through small, repeated decisions. Rewards can make saving, learning, responsible credit and ownership participation more tangible.
Build consistent habits
Recognise financial progress