Stratum
We understand the client’s position, establish priorities and coordinate the connected experience across ownership and financial services.
Home
Institutional model
How the Model Works
One relationship coordinates a network of accountable providers.
Stratum owns and coordinates the private client proposition. It does not present itself as a bank, insurer, medical scheme or manufacturer of every product offered through the relationship.
The offering
Authorised partners
Financial institutions provide agreed banking, lending, investment, insurance and retirement products, infrastructure and approvals.
Specialist providers
Asset managers, administrators, insurers, medical schemes, custodians, actuaries, and legal and tax specialists provide their respective capabilities.
The ecosystem
Stratum connects qualifying private clients to selected ownership opportunities, each governed by its own structure, risks and terms.
Stratum Private Clients App
The App connects the layers without obscuring responsibility.
Clients can understand what sits within their Stratum relationship and which authorised institution or specialist is responsible for each product or service.
Explore the App experience